Open a Checking Account and Skip Your Next Auto Loan Payment!*
Make the most of your Nutmeg State Financial Credit Union membership when you open a checking account. Because you have a loan with us, you are already a member! Our Skip-A-Pay offers reward you for adding that new checking account.
How It Works
As a thank you for being a valued member, we’re offering you the opportunity to skip your next auto loan payment when you open a new checking account in your name. There’s no minimum balance required to open an account—just choose the one that best fits your needs and open it online today. Have questions? We’re here to help. Call us at 860-506-7690 or visit your nearest branch.
Added Bonus
Open a new checking account in your name and set up at least one monthly Direct Deposit of at least $25 within 30 days of opening the account, and you’ll be eligible to skip an additional auto loan payment.** It’s an easy way to put a little extra cash back in your budget while enjoying the everyday convenience of a checking account.
Frequently Asked Questions
Answers to the most common questions that you may have about the Skip-A-Pay offers, along with other important information.
Is Nutmeg State Financial Credit Union really going to allow me to skip my next auto loan payment when I open a new checking account?
Yes, as long as your name is on the loan and the new checking account. Skip an additional payment when you add direct deposit to the new checking account. No minimum balance is required. Since you have a loan with us, you are already a member.
How do I sign up for Online Banking?
First-time users can easily sign up for online banking on our website. It’s quick and simple.
How do I apply for a checking account?
You have 3 options on how to apply.
- Complete the application by clicking on the OPEN ACCOUNT button below.
- Call at 860-506-7690 to speak with one of our representatives.
- Or stop by your nearest branch, and one of our team members will be able to assist you.
Is there a fee to skip my next auto loan payment?
There is no fee to apply. The normal $35 fee does not apply for these Skip-A-Pay offers.
Will this affect my credit?
No. We do not perform a credit check for this promotional offer. The skip-a-payment offer is not considered a late or delinquent payment. You should have no adverse effect on your credit score.
Will I receive a debit card?
Yes, providing you request one at the time of account opening, you will receive a debit card for your new checking account within 7-10 business days
Is my personal information secure?
Do you have a branch located near me?
Yes. Our branch locations, hours of operation, and schedule information are listed on ourlocations page.
Need Further Assistance?
Call 860-506-7690 or stop by one of our convenient branch locations, and a representative will assist you.
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Need to sign up for online banking? Click Here.
Para hablar con uno de nuestros representantes en español por favor llámenos al 800.914.7536.
IMPORTANT NOTE: You must continue to make your auto loan payment until we confirm your skip-a-pay has been processed. If Nutmeg State Financial Credit Union has set up an automatic payment to your loan, the payment(s) for that month will be deferred. If you have set up a recurring payment through online or mobile banking or through a Bill Payment service, you will need to defer the payment(s) for the month. Offer expires July 14, 2026. Offer subject to change or end at any time without notice.
*There is no minimum deposit required to open a new checking account. Interest and payment protection fees will continue to accrue during the Skip-A-Pay period. You can receive only one new checking account related bonus per member and per account. Offer only applies to Skip-A-Pay Program. The normal $35.00 fee is waived with the Skip-A-Pay offer. Offer subject to payment history, all Nutmeg State Financial Credit Union loans must be current and in good standing and you must have made at least one payment. Finance charges and voluntary insurance will continue to accrue during the “no payment” deferral period. The “no payment” deferral period will increase the total finance charges the borrower will pay over the life of the loan. You may not be eligible for this program if you have already done one skip-a-pay or have had a hardship deferral. This offer is not available to existing Nutmeg State Financial Credit Union checking account holders or members whose checking accounts have been closed within 90 days or closed with a negative balance. Account opening is based on approval.
**To receive the second Skip-Payment offer, the new checking account must have at least one qualifying Direct Deposit of $25.00 or more within the first 30 days of the new checking open date. Direct Deposit payments must be made by a payroll provider or government benefit providers using the ACH network. Person-to-person payments (such as Zelle®) are not considered a direct deposit.